Bills and Payments (2024)

A. For Account Holders:
If you are the Account Holder but you cannot see your Account Number in the Paperless Billing subscription facility, then there is a difference between your names as reflected in your Account record and your Meralco Online Account.

Please email the following documents to customercare@meralco.com.ph or submit them to the nearest business center.

a. Due to minor syntax difference
Example:
Account Holder name: Maria Rose A. Cruz
Meralco Online Account name: Ma. Rose A. Cruz

  • No document will be required if the difference in the Account Holder name and Meralco Online user’s name is due to minor syntax difference. For further assistance, please call us at our 24/7 hotline at 16211 or business hotline at 16210, or email us at customercare@meralco.com.ph.

b. Due to change in marital status
Example:
Account Holder name: Maria Rose A. Cruz
Meralco Online Account name: Ma. Rose C. Santos

  • One (1) government-issued ID showing both the maiden and married surnames (e.g., ‘Maria Rose Cruz Santos’) of the Applicant; OR
  • One (1) government-issued ID showing the maiden surname (e.g., ‘Maria Rose A. Cruz’) AND one (1) government-issued ID showing the married surname (e.g., ‘Maria Rose C. Santos’) of the Applicant; OR
  • Marriage Certificate

c. Due to other cases
Example:
Name in either record is a nickname, name in either record is an abbreviation

  • One (1) government-issued ID OR two (2) secondary IDs of the Applicant

Additional supporting documents may be required on cases not listed above, subject to Meralco’s evaluation of the case.

B. For Actual Users:
If you are not the Account Holder (i.e., an end-user / actual user of the electric service), please submit the required documents as shown below to customercare@meralco.com.ph or to the nearest business center.

For further assistance, please call us at our 24/7 hotline at 16211 or business hotline at 16210, or email us at customercare@meralco.com.ph.

a. The Meralco Account is under the Name of an Individual Person
Example: Residential services, businesses (i.e., sole proprietorships) where the registered customer is named after an individual

  • Authorization Letter OR Special Power of Attorney (SPA) from the Registered Customer, AND
  • One (1) government-issued ID or two (2) secondary IDs of the Registered Customer, if available

If the registered customer is already deceased or if his/her whereabouts is unknown to the Applicant, the latter is required to submit any of the following:

  • Document proving that the Applicant has the legal authority to occupy the premises covered by the service contract of the Meralco Account, e.g., Deed of Sale, Contract of Lease; OR
  • Other document proving that the Applicant occupies the premises covered by the service of the Meralco Account: (a) government-issued ID of the Applicant, (b) utility bill for two (2) months (e.g., Meralco bill, water bill, etc.), OR (c) Barangay Certificate.

b. The Meralco Account is under the Name of a Condominium Developer or Association
Example: Residential or non-residential condominium units under the name of the condominium developer/association

  • Notarized Secretary’s Certificate appointing/authorizing the Applicant to subscribe the Meralco Account to Paperless Billing; OR
  • Authorization Letter issued by the condominium’s Administration Office/Association, AND one (1) government-issued ID OR two (2) secondary IDs of the person who issued the Authorization Letter; OR
  • Document proving that the Applicant has the legal authority to occupy the premises covered by the service contract of the Meralco Account, e.g., Deed of Sale, Contract of Lease; OR
  • Other document proving that the Applicant occupies the premises covered by the service of the Meralco Account: (a) government-issued ID of the Applicant, (b) utility bill for two (2) months (e.g., Meralco bill, water bill, etc.), OR (c) Barangay Certificate

Note:
Notarized Secretary’s Certificate, if submitted during application for service or Meralco Online account creation, should indicate that the Applicant has the authority to subscribe the Meralco Account to Paperless Billing. Else, another Notarized Secretary’s Certificate indicating that the same will be required.

c. The Meralco Account is under the Name of a Business or Organization

i. For Sole Proprietorships and Partnerships:
If the Applicant is the sole proprietor or one the managing partners:

  • One (1) government-issued ID or two (2) secondary IDs of the Applicant


If the Applicant is NOT the sole proprietor or one the managing partners,

  • Authorization Letter issued by the sole proprietor or one the managing partners, AND
  • One (1) government-issued ID or two (2) secondary IDs of the sole proprietor or one the managing partners

ii. For Corporations, Government Owned and Controlled Corporations (GOCCs) with Charter, Cooperatives, Non-Governmental Organizations (NGOs), Foundations, Religious Organizations:

  • Notarized Secretary’s Certificate appointing/authorizing the Applicant to subscribe the Meralco Account to Paperless Billing

Note:
Notarized Secretary’s Certificate, if submitted during application for service or Meralco Online account creation, should indicate that the Applicant has the authority to subscribe the Meralco Account to Paperless Billing. Else, another Notarized Secretary’s Certificate indicating that the same will be required.

Bills and Payments (2024)

FAQs

How do I make sure I have enough money for my bills? ›

You can try these ways to help save money:
  1. For one month, write down everything you spend. ...
  2. Pay with your credit card only if you can pay the full amount when the bill comes. ...
  3. Pay your bills when they are due. ...
  4. Keep the money you are saving separate from the money you spend.

What to do when you just don't have enough money? ›

What to Do if You're Running Out of Money
  1. Step 1: Review Your Spending. It's time to get serious and take an inventory of your money. ...
  2. Step 2: Create a Budget. Okay, you've looked at where your money is going. ...
  3. Step 3: Pay Your Important Bills. ...
  4. Step 4: Find Ways to Cut Spending. ...
  5. Step 5: Find Ways to Make Extra Money.
Mar 31, 2023

What if I need to pay a bill but I have no money? ›

If you have no money and can't pay your bills, the first thing you should do is call your collectors and see if they can work with you. From there, look into government assistance programs in your area or try to find ways to bring in extra cash.

How do you simplify bill payments? ›

Set automatic transfers from your checking to your savings account on the two days when you're paid that month. From there it's easier (mentally and financially) to transfer the money back over to checking when the bill is due.

What is proof of enough money? ›

Common types of proof of funds documents include bank statements, investment account statements, balance certificates issued by financial institutions, and letters from financial institutions confirming the availability of funds.

How much should all your bills be a month? ›

50% of your net income should go towards living expenses and essentials (Needs), 20% of your net income should go towards debt reduction and savings (Debt Reduction and Savings), and 30% of your net income should go towards discretionary spending (Wants).

What to do if you are broke and unemployed? ›

The first step is to file for unemployment with your state so that you'll have some money coming in. If you're low on cash, a credit card or checking account line of credit can help in the short term. The government has programs that can offer additional financial assistance.

What if I run out of money? ›

Pay Your Most Important Bills

The next idea for what to do when you're running out of money: Know how to handle bills that are threatening to go unpaid. Utilities. Keep in mind, too, that you might be able to negotiate with your creditors or put your student loans in forbearance.

How do you know if someone is struggling financially? ›

That said, there are a few common signs that someone you care about is struggling with debt.
  1. Receiving collection letters or phone calls. ...
  2. Spending doesn't match income. ...
  3. Becoming evasive about finances. ...
  4. Continually asking to borrow money.
Oct 28, 2023

What is living paycheck to paycheck? ›

What Does Living Paycheck To Paycheck Mean? Living paycheck to paycheck means you spend all your income on your monthly living expenses – like your rent or mortgage, utilities, groceries and transportation – and have little to no money left over.

Is it better to pay bills weekly or monthly? ›

While nobody really looks forward to doing their bills monthly, much less even more frequently, experts agree that making weekly time for bills is a smarter way to go. Reviewing and paying bills on a weekly basis can save you headaches, hassles and keep you ahead of your financial goals.

Is it better to pay all bills at once? ›

Streamlining your bill pay isn't only smart—it saves you money, too. Paying a bunch of bills on different days of the month not only takes a lot of time, but it also adds stress to your life and sometimes leads to late payments and fees.

Is it better to pay bills early or on time? ›

Most people are just fine as long as they pay by the due date. But if you're looking to bolster your credit or reduce your interest costs, consider paying earlier.

What is a good budget for bills? ›

50/30/20 budget: This means you're assigning 50% of your income to essentials, 30% for discretionary spending, and 20% to savings and debt repayment. Zero-based budgeting: Every dollar you earn is given a job, so your income minus your expenses is always zero.

How much should you budget for bills? ›

Spend 50% of your income on 'needs'

Needs may include things like: Monthly rent or mortgage payments. Household bills (for example electricity, gas, water, broadband, or Wi-Fi)

How much money should go to bills? ›

Try a simple budgeting plan. We recommend the popular 50/30/20 budget to maximize your money. In it, you spend roughly 50% of your after-tax dollars on necessities, including debt minimum payments. No more than 30% goes to wants, and at least 20% goes to savings and additional debt payments beyond minimums.

How much should I have in my bills account? ›

Everyone's financial realities are different, and because of that, we have different answers to the question of how much money we should be keeping in our checking accounts. The general rule of thumb is to try to have one or two months' of living expenses in it at all times.

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